Here at Everyday Loans, we believe that people are more than just a credit score. It’s part of our mission statement. We’re here to help adults across the country access the finance they need to get through challenging times in life. Where other lenders weight their decision heavily on the past, we consider your future as well.
We offer unsecured personal loans of up to £15,000 and can consider your application even if you’ve suffered from bad credit in the past. We believe bad credit shouldn’t be the only factor in offering the loan you need to get by.
We use “Soft Search” technology which means that when you apply with us, it won’t damage your credit file if you are unsuccessful. That’s serious peace of mind for you if you’re in need of a loan but have bad credit, as you’re likely working towards rebuilding it with the purchases you make every single day. Our technology lets you enquire without the uncertainty and stress – something we can all do with avoiding as much as possible in life.
A personal loan could help you afford some vital home improvements, perhaps you are looking to consolidate some of your existing debts or simply have a short-term need for cash. Life as an adult means taking on the unexpected and dealing with the weeks and months ahead, and we know that having an unexpected financial obligation or bill can be difficult to work around when your credit rating is low.
At Everyday Loans, we consider every application individually and will look at more than just your credit score when working on your loan. That mindset makes up a big part of who we are, with our motto ‘you’re more than just a credit score’ summing up what we feel about helping those in need of a loan.
We are a direct lender with a 4.8 out of 5 score on Feefo based on over 2000 customer reviews. That’s a lot of satisfied customers who were accepted for loans when other providers would have turned them down. As such, you can be sure you are in safe hands with Everyday Loans.
How It Works
When you first apply to us we will perform a “Soft Search” of your credit file. This is done using our “Soft Search” technology – a big part of our process. What does that mean? It means that if you are unsuccessful for any reason, your credit rating will not be damaged.
If you are successful, your application will be forwarded to your nearest local branch or our head office team for processing. This happens almost instantly. Once we’ve processed and hopefully your application, you’ll receive a call back from a friendly member of the Everyday Loans team, usually within the hour. Please note that our branches open from 10 am and shut at 6 pm Monday to Friday.
We’ll then invite you to your local branch where we will complete affordability checks and provide you with your loan offer. Once your agreement documents have been signed, you will receive your money normally within 3 working days.