Everyday Loans

Loans for Bad Credit - Borrow from £1,000 to £15,000.
Representative 93.6% APR.

How much would you like to borrow?

Our quotes won't affect your credit score

£

Representative Example: Borrowing £3,000 over 2 years at an interest rate of 67.9% p.a. (fixed), you will repay 24 monthly payments of £231.78 per month. Interest payable £2,562.75. Total amount payable £5,562.75. Representative 93.6% APR. Rates from 24.2% to 299.9% max APR.

Loans are subject to status and affordability. Terms and conditions apply.

Warning: Late repayment can cause you serious money problems. For help, visit moneyadviceservice.org.uk.

Compare short term loans at Choose Wisely.

Feefo 2018 Gold Trusted Service

everyday loansfor everyday life

Why choose everyday loans?

  • Applying with us won't affect your credit score. We use Soft Searching Technology which means even if you're unsuccessful; it won't go against your credit file.
  • We offer loans to those with a less than perfect credit score. You'll need to be over 18, a UK resident and be able to afford repayments.
  • We're a direct lender not a broker. We'll NEVER charge you a fee to consider your application.
  • We'll give you a conditional decision in just minutes.
  • You don't have to be a homeowner, we offer tenant loans and loans to people living with their parents too.
  • Our customer service team specialise in helping people with bad credit scores - we're here to understand and to offer a helping hand.
  • You can borrow from £1,000 up to £15,000 over 18 to 60 months, for almost any purpose. Loans not for business, gambling or illegal purposes.
Start Your Application

Representative Example: Borrowing £3,000 over 2 years at an interest rate of 67.9% p.a. (fixed), you will repay 24 monthly payments of £231.78 per month. Interest payable £2,562.75. Total amount payable £5,562.75. Representative 93.6% APR. Rates from 24.2% to 299.9% max APR.

How it all works

With everyday loans, you're more than just your credit score. Here at everyday we look at your credit future, not just your credit history. As such even if you have bad credit now or you've had a poor credit score in the past, we may be able to help.

There are 3 simple steps to taking out an everyday loans loan. All of our loans are subject to status and affordability.

  • Step 1

    Step 1

    Complete our short
    application form

  • Step 2

    Step 2

    Get an initial decision
    in minutes

  • Step 3

    Step 3

    Pop into your local branch
    to complete your loan

FAQs

  • Do I need to be a homeowner?

    You do not have to be a homeowner, we offer tenant loans too. We also offer loans to people who are living with their parents.

  • Will you charge me any fees to consider my application?

    We won't charge you a fee to consider your application and we'll give you a conditional decision in minutes.

  • Are you a direct lender?

    Yes, everyday loans are a direct lender. We are not a credit broker.

  • How much could I borrow?

    You could borrow anywhere from £1,000 to £15,000. Subject to status and affordability.

  • Do you have a branch near me?

    We have an extensive range of branches in the UK, take a look here to find out where your closest branch is.

Start Your Application

Loans are subject to status and affordability. Terms and conditions apply.

We do not charge any fees. If you prefer, talk to us on Freephone 0808 231 5453.

Everyday Loans is a trading style of Everyday Lending Limited (Company registration no. 5850869, England & Wales).

Registered Office and Trading Address: Secure Trust House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS.

Everyday Lending Limited (Firm Reference No. 724445) is authorised and regulated by the Financial Conduct Authority.

Everyday Lending Limited is a member of the Finance and Leasing Association and as a member, we follow its Lending Code.

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