Everyday Loans for Everyday Life



Refused a Loan

Being declined a loan is unpleasant, to say the least. When you apply for a loan or credit, lenders want to know that you're going to be able to repay any money they lend you.

They want to ensure that you’re reliable and genuine and that you’ll be on time with your instalments. The degree of confidence that they treat you with is everything in a loan application, and some lenders are stricter with their approvals than others. Constantly being refused a loan is a reality many adults across Britain have experienced.

We all have a need for financial assistance from time to time; it doesn’t make you any different from the next person. Life is about dealing with the unexpected, and when it comes to money we all know how bills can come out of nowhere to trip you up financially.

At best, it means you can’t make that purchase that you’ve been waiting on for some time, such as an investment in your property or a brand-new car to keep you going on the road reliably. Worse, however, is when an unpleasant surprise comes up such as a broken-down vehicle or a damaged boiler in your home. Those problems need fixing immediately and having your loan refused can put you in a difficult spot indeed.

That’s why we’re different from the rest here at Everyday Loans. We consider your credit future because you’re more than just a credit score.

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If you've been refused a loan or credit before, you might find it more difficult to get a loan.

Everyday Loans is a direct loan lender that specialises in assisting people with bad credit, so if you’ve had problems in the past there is a chance we can help you. Where other lenders may look upon your situation and decline your application, we could be the ones who can accept your request for a loan.

With our 'refused credit' loans we may also be able to help you if you have not yet generated sufficient credit history to be accepted by other lenders. Our “Soft Search” technology also means that you can make an application for a loan without putting your credit score at risk. That’s more peace of mind for you as you work towards building up your credit score. Making your scheduled payments on your loan with us could also improve your credit score.

You can borrow anything from £1000 to £15,000 over a period of 24 months or more, we will work with you to assess the best rate and repayment schedule for you with help from your personal loan manager assigned after your application. Why not apply today to see if we can help?