ePrivacy and GPDR Cookie Consent by Cookie Consent Looking for a Wedding Loan? - Visit Everyday Loans

Wedding Loans

If you need a loan for your wedding, Everyday Loans may be able to help. We are a UK based lender that specialises in working with
all credit scores

How much would you like to borrow?

Our quotes won't affect your credit score


Representative Example: Borrowing £3,000 over 24 months at an interest rate of 71.3% p.a. (fixed), you will repay 24 monthly payments of £237.75 per month. Interest Payable £2,706. Total Repayable £5,706. Representative 99.9% APR.

Feefo 2022 Platinum Trusted Service

Your wedding is one of the most important days of your life and you want it to be perfect. Unfortunately, weddings can come with unexpected costs. For example, last-minute cancellations from a venue or caterer can leave you suddenly needing more than you expected. Our unsecured loans can help you spread the cost of your wedding without sacrificing what is important.

If you are looking for a loan for your wedding, we may be able to help. At Everyday Loans, we pride ourselves on our flexible lending options. We can offer loans from £1,000 to £15,000 over 18 to 60 months. Plus, our simple online application only takes a couple of minutes, after which we can return a conditional decision.

Our application process also uses soft search technology which means your application will not impact your credit score. We can even lend to people with less than perfect credit so past credit issues do not have to prevent you from covering any of the costs for your big day.

How it all works

With Everyday Loans, you're more than just your credit score. Here at everyday we look at your credit future, not just your credit history. As such even if you have bad credit now or you've had a poor credit score in the past, we may be able to help.

There are 3 simple steps to taking out an everyday loans loan. All of our loans are subject to status and affordability.

  • Step 1

    Step 1

    Complete our short
    application form

  • Step 2

    Step 2

    Get an initial decision
    in minutes

  • Step 3

    Step 3

    Pop into your local branch
    to complete your loan

Why choose everyday loans?

  • Applying with us won't affect your credit score. We use Soft Searching Technology which means even if you're unsuccessful; it won't go against your credit file.
  • We offer loans to those with a less than perfect credit score. You'll need to be over 18, a UK resident and be able to afford repayments.
  • We're a direct lender not a broker. We'll NEVER charge you a fee to consider your application.
  • We'll give you a conditional decision in just minutes.
  • You can borrow from £1,000 up to £15,000 over a minimum term of 18 months up to 60 months, for almost any purpose. Loans not for business, gambling or illegal purposes. Maximum APR 299.8%
Start Your Application

In the past 10 years, wedding costs have increased by approximately 60% according to Statista. This means it’s even more stressful when you face unexpected costs at the last minute. If you are looking for a loan to cover some of the costs of your wedding, we may be able to help.

You can apply right now without affecting your credit score by clicking the apply now button on your screen. We provide a conditional decision in minutes so you can get on with planning your wedding.

Tailored Local Lending

If your application for a loan receives conditional approval, we will set up a meeting at one of our local branches. At the meeting, you will speak with a lending expert. This gives us a chance to discuss more than just your credit history. We can get to know about your financial obligations, how you manage your money and take into account your specific circumstances. By taking the time to better understand our customers, we can lend to a wider variety of people than companies that use automated credit scoring.

The outcome of the meeting will determine if we can provide you with a final loan offer. If so, our expert will explain the specifics of the loan and fill out the necessary paperwork.

Responsible Lending

Everyday Loans is committed to treating all of our customers in an honest and fair manner. We practice responsible lending and do our best to ensure that our customers get a loan that is right for their needs.

To achieve these goals, we meet with all of our customers to discuss potential loans. This includes a full financial assessment, an explanation of the terms of a loan and a chance for customers to ask any questions they may have. All data we collect during this meeting is exclusively used by Everyday Loans and is stored securely in our system.

If you will be meeting with one of our loan experts, we encourage you to do some general research around common terms and ideas like APR and credit score. Our staff will be able to help explain anything you do not understand but knowing the basics will help you during the meeting. We also ask our customers to provide the most accurate information possible so having some basic financial documents available is a good idea.

Finally, if your situation changes we just ask that you let us know. For example, if you lose your job or are struggling to make payments, we can work together to find alternative arrangements to suit your situation.

If you need some help financing your wedding, Everyday Loans may be your answer. Fill out our online application now to see if we can help you pay for that special day.

Must-have information on loans for weddings

That special day is on the way, and we all know and appreciate just how much of an investment a wedding can be in a financial sense as well as a personal one! As we grow as adults we all become familiar with the large expenses that can appear unexpectedly, such as investing in a property or a life event like a wedding. We’re here to support your dreams of a wonderful wedding occasion with a loan that works for you, even if you’ve been turned down before by other lenders.

  • Q1: Are your loans OK to use for weddings?

    We specialise in a loans service that is tailored to help people whose credit rating is stopping them from receiving financial assistance from other lenders. Some banks will offer loans for purposes like a wedding, but their criteria can be strict, and a lower credit score may stop you from being accepted. By comparison, our loans are designed for people who may have lower credit ratings and we look at individuals circumstances.

  • Q2: Can you give me a run-down of what APR is?

    The phrase APR stands for annual percentage rate. It refers to the amount you will repay throughout your loan. This can be a slightly more complicated subject than you might think, as compound interest is used to calculate APR (more on that at this link). This means that it isn’t as straightforward as paying £1,100 back on a 10% £1,000 loan. Fortunately, our friendly advisors at your local Everyday Loans branch are experts at breaking this down clearly without any excessive jargon so you can get back to wedding planning!

  • Q3: I’m concerned my application will affect my credit rating. Will it?

    For an Everyday Loans loan, it won’t. We make use of special Soft Search technology; this means that even if you make an application and are refused, you won’t get a mark placed on your record.

    Other lenders may not offer this. Your credit rating may be negatively affected if, for instance, you make a high volume of wedding loan applications in a short space of time and are refused. This is because this may be seen as you badly needing finances but being refused by many lenders, which can make others more cautious of accepting your application. This isn’t a danger with us.

  • Q4: Can my loan improve my credit rating?

    There is the potential for your credit rating to go up after your loan is concluded, but there’s a very important distinction to make here. The act of making a wedding loan for that special day and being accepted has no effect; it is instead the repayments that matter. If you take a loan out and repay on-time throughout its duration, your credit rating will be positively affected. It’s the proven repayments that matter, not the initial acceptance.

Our Process FAQs

Looking to learn more about Everyday Loans and our loans process? Here’s more information on how you can apply for a loan with us. It’s always worth remembering that our process is designed to be simple and straightforward, with the support of a customer account manager who provides you with the information you need.

  • Q1: Can you tell me what’s required for a loan to be approved?

    You need to be a UK resident, over 18 and have a bank account within the UK. Beyond that, we require that you’re employed. You may choose to apply for a loan, particularly for purposes such as consolidating debt, home improvements and more. As a responsible lender, we carry out a creditworthiness assessment . This means that we try to understand your financial circumstance to ensure that you only borrow what you can repay. If you meet the requirements, you can make an application now without damaging your credit score thanks to our soft search technology – you won’t get a mark on your credit file.

  • Q2: Can you confirm if Everyday Loans is a direct lender?

    Absolutely – we are! Our physical headquarters are located in lovely Bourne End (in Buckinghamshire). We specialise in helping people with poor or bad credit.

  • Q3: Is it a long process to get a loan with you?

    Our process is simple, easy and efficient. If your application is initially successful, you’ll receive a conditional approval. After this, we send your details over to your local branch and arrange a time for a meeting with our friendly advisor who will complete the loan for you. It’s a simple process and the money can be with you shortly after your meeting is complete.

  • Q4: Are your loan quotes flexible ?

    Indeed, they are! Whilst your loan term and monthly payment is fixed once the loan is booked, the loan options we can provide span anything from 18 – 60 months, we can lend from £1,000 - £15,000 and everything in between. Apply today to review your options!