Everyday Loans for Everyday Life

 

 

Personal Loans

Unsecured loans up to £15,000 for almost any purpose

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Here at Everyday Loans we believe that people are more than just a credit score.

We offer unsecured personal loans of up to £15,000 and can consider your application even if you’ve suffered from bad credit in the past.

We also use “Soft Search” technology which means that when you apply with us, it won’t damage your credit file if you are unsuccessful.

A personal loan could help you afford some vital home improvements, perhaps you are looking to consolidate some of your existing debts or simply have a short term need for cash. At Everyday Loans we consider every application individually and will look at more than just your credit score when working on your loan.

We are a direct lender with a 4.8 out of 5 score on Feefo based on over 2000 customer reviews, as such you can be sure you are in safe hands.

Representative Example: Borrowing £3,000 over 2 years at an interest rate of 67.9% p.a. (fixed), you will repay £231.78 per month. Total amount payable £5,213.68. Interest payable £2,562.75. Total amount payable £5,562.75. Representative 93.6% APR. Rates from 24.2% to 299.9% max APR

Unsecured personal loans are not available for business use, illegal purposes or gambling. Loans are subject to status & minimum loan amount may apply. By clicking the "Apply Online" button you confirm that you are a UK resident aged 18 or over. Meeting this criteria allows Everyday Loans to initially assess whether or not you may be approved for a loan.

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How It Works

When you first apply to us we will perform a soft search of your credit file. This means that if you are unsuccessful for any reason your credit rating will not be damaged.

If you are successful your application will be forwarded to your nearest local branch or our head office team for processing. This happens almost instantly and you will receive a call back from us, usually within the hour. Note that our branches open from 10am and shut at 6pm Monday to Friday.

You will then be invited into your local branch where we will complete affordability checks and provide you with your loan offer. Once your agreement documents have been signed you will receive your money via BACS transfer, normally within 3 working days.

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