An award winning loan provider you can trust.
Representative Example: Borrowing £3,000 over 24 months at an interest rate of 71.3% p.a. (fixed), you will repay 24 monthly payments of £237.75 per month. Interest Payable £2,706. Total Repayable £5,706. Representative 99.9% APR.
Loans are subject to status and affordability. Terms and conditions apply.
Don’t just take our word for it!
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Why choose Everyday Loans?
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Applying won’t affect your credit score
We use Soft Search Technology. So if you’re unsuccessful, it won’t go against your credit file.
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We offer loans to people who may have struggled with credit in the past.
You’ll need to be over 18 and a UK resident. You will need to afford the repayments.
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We’re a direct lender not a broker
We don’t charge application fees.
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Apply in minutes!
We’ll give you a conditional decision in just minutes.
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You don’t have to be a homeowner
We offer loans to people in various living arrangements, including renting or living with parents.
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You can borrow from £1,000 up to £15,000
Over a minimum term of 18 to 60 months. Loans not for business, gambling or illegal purposes. Maximum APR 299.8%
Representative Example: Borrowing £3,000 over 24 months at an interest rate of 71.3% p.a. (fixed), you will repay 24 monthly payments of £237.75 per month. Interest Payable £2,706. Total Repayable £5,706. Representative 99.9% APR.
About us
Everyday Lending Limited was established in 2006 and has branches nationwide; we are committed to professional, responsible lending.
Serving Customers Nationwide
Over 300000 Customers since our inception in 2006
How it all works.
You're more than your credit history.
You're more than just a credit score. At Everyday Loans, we understand that life has its ups and downs, and we appreciate that this can sometimes impact your finances. We have been helping customers with less-than-perfect credit since 2006 and have extensive experience providing tailored support. You can apply online without affecting your credit score. You'll receive an initial decision in minutes.
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Complete our online application form
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Get an initial decision in minutes
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Pop into your local branch to complete your loan
All of our loans are subject to status and affordability.
Frequently Asked Questions
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Do I need to be a homeowner? More
You don't have to be a homeowner. We offer loans to tenants and people living with their parents.
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Will you charge me any fees to consider my application? More
We don't charge any application or upfront fees for loans. Please click here to read more.
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Are you a direct lender? More
Yes, Everyday Loans are a direct lender. We are not a credit broker.
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How much could I borrow? More
We offer loans of £1,000 to £15,000. with fixed monthly payments over 18 months to 5 years.
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Do you have a branch near me? More
We have branches across the UK. Take a look here to find your closest one.
All of our loans are subject to status and affordability. Terms and conditions apply.