Have you ever left a door unlocked or a window open when you’ve popped out to the shops – or even gone away for a few days?
If so you are in good company, as research from Sainsbury’s Bank reveals that, in the past 12 months, 23% of people have left their home unoccupied with the windows open, 9% have left a front door key ‘hidden’ outside their home and 9% have left conservatory doors unlocked either at night or while the house was unoccupied.
Over the Christmas period lots of people will be going away or leaving the house empty while visiting friends and family, leaving them open to theft if they inadvertently leave doors and windows unlocked – especially if holidays are advertised on social media sites.
Home improvement projects such as double glazed windows and replacing old locks on doors and windows can help to make your home more secure – and give residents peace of mind.
But these aren’t the only projects you may wish to consider as the nights draw in and the cold weather starts to bite.
The wintery weather can cause some serious damage to your home, with frozen and burst pipes and broken boilers consistently topping the list of ‘things gone wrong’ in and around the home over the colder months of the year.
It is essential to take out comprehensive home insurance to fix these problems should you be unfortunate this winter – but if you are caught unawares and don’t have the cash to hand to foot the bill, there is another option.
Specialist lenders offer loans for home improvement projects such as mending a burst pipe or even revamping the living room if you haven’t got immediate access to cash.
These loans – including loans for people with bad credit – can help out in times of need as long as you are confident you can stick to an agreed repayment plan.
Kevin Pratt continued: “Homeowners will be surprised to discover burst pipes may not be covered by their insurance policy. For example, you may not be covered in the event of burst pipes if a property is left unoccupied, without heat or unfurnished – typically for 30 days in a row. If you will be leaving a property unoccupied, confirming your cover with your insurance provider is crucial before you leave.”