Everyday Loans for Everyday Life



When we opened FIVE branches in ONE month – Taking our nationwide tally to 70

It’s been a busy old month here at Everyday Loans as we opened five branches in just four weeks, creating lots of local jobs.

We’re delighted to say that we couldn’t have received a warmer welcome from the lovely people of Wigan, Scunthorpe, Slough, Darlington and Kingswood, in Bristol – taking our UK-wide to 70.

Yes, these plans are ambitious but the demand for sub and near-prime credit is high – and so is the popularity of the non-standard branch-based unsecured loans that we provide to over 55,000 customers across the UK.

Pictured: The Scunthorpe team, (L-R) Jonathan Mowatt, Katie Lewak, John Milburn and Julia Chadderton

Do you know that between 10 million and 14 million Brits now fall within the near-prime category? That’s around a quarter of the total adult population who don’t qualify for personal loans through traditional, mainstream banking. Often this is based on relatively minor credit history blemishes or bumps in the road, when life doesn’t quite go according to plan. And we understand that here at Everyday Loans.

Of course, we’re committed to responsible lending. We undertake all the usual online checks, but we combine these with face-to-face meetings and ongoing financial support. We expertly tailor a case-by-case approach for each customer to ensure that they can comfortably afford repayments.

By operating this way, we do everything we can to get our customers back on to a firmer financial footing and returning to mainstream lending. We’re the only unsecured loan provider to operate in this way.

Adele Greenall, one of our area managers who was involved in our recent launches, said: “We have a wealth of financial services experience and our management team knows what it takes to deliver a straightforward, face-to-face professional service. We take the time to understand our customers’ needs on a human, personal level, which online processes and algorithms can miss. It’s this personal approach that engenders trust and builds long-term relationships.

And this is what our Managing Director Jon Wiggins had to say: “We obviously take credit history into account, but we believe each of our customers should have the chance to build a creditworthy future. We also support them throughout the repayment period and, if after six months the risk has reduced, we do all we can to improve the terms of the original loan.

“It’s this highly personalised approach that makes us most proud – and upon which we are expanding our branch network. Our unique business model and the calibre of our account managers means we deliver high levels of customer satisfaction and we’re very much looking forward to supporting the people of Wigan, Scunthorpe, Darlington, Slough and Kingswood with their borrowing needs.”

You can find your local branch here.

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Andrew Wayland
Marketing Director at Everyday Loans
Andrew Wayland is a financial marketing expert and helped set up Everyday Loans back in 2006. Prior to his position as Head of Marketing for Everyday Loans he worked as the Head of Commercial Development for a tech start up and ran his own PR agency for around 5 years. LinkedIn: https://www.linkedin.com/in/andrew-wayland-9018074