Everyday Loans for Everyday Life

 

 

Tag Archives: Budgeting

Ten Fun Family Things To Do This February Half Term Without Breaking the Budget

It can be a challenge keeping the kids entertained on the cheap during half term – but being strapped for cash doesn’t mean you have to be short on ideas. There are lots of things to see, do and experience this February half term – and we promise that not one of our ideas will […]

Five of our favourite ways to make sure that hearts and budgets aren’t broken this Valentine’s Day

For many it’s the most romantic day of the year – the perfect opportunity to show our loved ones just how much they mean to us. But it’s important to remember that you don’t have to splash lots of cash in the name of true love. In fact, we think that some clever cost-effective creativity […]

How to plan ahead and reduce the cost of Christmas

Christmas is an expensive time of year, but it really shouldn’t leave you in the red. By planning ahead and setting some ground rules, you won’t have to start 2019 struggling to make ends meet. So with eight weeks to go until the big day – we know, we know, it’s only October. Should we […]

Christmas is coming, get planning!

Christmas is on the horizon and warnings are already being made to ensure that households do not start 2015 as they did this year. Research from the Money Advice Service showed that 34% of people started the New Year in 2014 in debt after spending heavily at Christmas. Festive spending can quickly add up and […]

Financial difficulties meaning parents skip meals

More than one in ten parents has admitted they have skipped a meal in order to save money to cover housing costs, according to a new survey from YouGov. The poll of working families revealed that housing costs are a major concern, given the higher proportion of wages that are required to cover housing costs. […]

New research suggests Brits over-indulge in post-payday spending

The average UK adult spends almost a fifth of their monthly wages in the first 24 hours of being paid, new research from QuidCo has revealed. Average payday spending hits £240 on average in that period and it results in 61% of people having little or no money later in the month. A third of […]

New study reveals peak of earning powers

Professionals reach their earning peak in their 40s although salaries drop to much lower levels in the years that follow, according to new data. The research from Friends Life suggests that saving potential is at its lowest in the period just before retirement as wages are down while household spending increases. According to the data […]

Brits losing billions via unnecessary direct debits

Brits could be losing billions of pounds from their bank accounts via direct debits for goods and services that they no longer use, states new research. MoneySuperMarket has revealed that half of direct debit uses that were questioned did not know how many payments they had; with 7% suggesting they paid up to £70 more […]

How an interest rate rise could shrink consumer spending

A significant part of the UK’s economic recovery could be lost if the Bank of England raises the base rate – even by just half a per cent. Nearly £2bn would be wiped from consumer spending according to Conlumino, a retail sector analyst, were the rate to be raised from its current record low of […]

Social spending fuelling Britain’s debt claims new study

Briton’s are spending too much socially which is sending them into debt according to a new study from the Money Advice Service. It revealed levels of social debt to be in the region of £1,260 with more than 50% of people saying they spend more than planned on social occasions. The service – set up […]