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Everyday Personal Loans let you borrow
from £500 to £10,000* with minimum fuss. You can apply for
a personal loan if you're renting - you don’t
need to own your home.
What could an Everyday Personal Loan
do for you?
With £500 to £1,000 you could.
Replace
those ageing kitchen appliances - a new cooker, fridge freezer or washing
machine, perhaps?
Sort out unexpected repairs to your car
Get a
family computer for the kids
With £1,000 to £5,000 you could.
Join the world of LCD or
Plasma HD TV
Treat the family to a well-earned break in the sun
Put
your son or daughter in their very first car
With £5,000 to £10,000 you could.
Manage finances better by
consolidating other debts
Get back on a motorbike
Put in a new
conservatory, kitchen, or even build an extension
Call free:
0800 288 9001
or
click here and we’ll
call you back.
Everyday questions about Everyday Personal Loans.
How
much can I borrow and what will it cost?
What
documents must I bring to the meeting?
How
long will it take?
What
if my circumstances change?
How much can I borrow and what will it cost?
Four things help us to decide what we'll lend you
and the amount of your loan repayments: We look at:
1. What you can
afford
2. If you own your home or rent it
3. Your current
circumstances (income and outgoings)
4. Your financial affairs in the
past (credit history)
Your everydayloans
advisor will need to assess these things when you meet, in order
to decide what loan would be most suitable. That's why you'll need to
bring a few important documents with you.
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What documents must I bring to the meeting?
There are some things we'll need
to see when you apply for your loan. Please bring the following
original documents with you:
[1] Proof of identity for each borrower
. A valid passport
or
. A valid
driving licence
or
. If you are self-employed in the construction
industry then a signed photographic registration card (Forms C1S4,
C1S4(P), C1S4(T), C1S5 or C1S6)
[2] Proof of where you live
. A recent utility bill
or
. A
bank statement
or
. A car tax renewal letter from the
DVLA
or
. A Television licence renewal letter
[3] Proof of your income and regular outgoings
. Most recent payslip (within 60 days)
. 2 months bank accounts
. Accountant's reference
. Self Assessment Return
. Previous year's audited accounts
. SE60 slips - last 4 weeks
Having trouble locating any of the documents? Don't panic - there are other options! Speak to one of our loan advisors on 0800 288 9001 and they'll discuss the alternatives with you.
(click here for a printable document checklist)
Remember these must be originals, NOT photocopies. If you don't bring the items we need we can't process your loan application. Why not print out the list now and tick off each item as you gather it?
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How long will it
take?
We'll need a couple of
minutes on the phone first to arrange an appointment. Your meeting at the
branch should take no more than 45 minutes. In most cases, we'll be able
to confirm details of the loan we can give to you there and
then.
Providing we have all the information we need (including making any necessary checks) and are satisfied you can meet your repayments, we would hope to issue a cheque before you leave.
What if my circumstances
change?
If a change in circumstances means you think you can't
make your repayments, you must tell us straight away. We'll endeavour
to help you manage the situation.
| *Loans subject to status © 2006 Everyday Loans Limited Everyday Loans Limited, Willowbank House, 84 Station Road, Marlow, Bucks, SL7 1NX |
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